September 2019 Newsletter


Getting Started with Savings is Now Easier than Ever

When it comes to your finances, Chabot FCU is dedicated to helping you exceed your goals quickly and without hassle. The minimum balance to open a share OR IRA certificate is now only $500 with eStatement and Mobile or Online Banking enrollment.

Not only does your credit union provide high dividends you can bank on, it’s now even easier to get started. Plus, keep track of your savings with enrollment in eStatements and online or mobile banking.

Ready to start saving? Learn more at ChabotFCU.com/certificates.


SUPERVISORY COMMITTEE AUDIT

Please review your September 30, 2019 statement(s) for accuracy regarding your transactions, share balances and spelling of your name, current address and joint owner’s name. Your Supervisory Committee conducts periodic independent account verifications.

It is essential that all records be accurate on the books of your credit union. For example, mortgage interest paid and dividends earned are reported to the Internal Revenue Service based on this information. If a discrepancy is found, please write to: Supervisory Committee, P.O. Box 1362, Pleasanton, CA 94566-1362


LOOK AT THE PLASTIC IN YOUR WALLET

Take a look inside your wallet. Do you know what your interest rates are on your credit cards? In WalletHub’s latest Credit Card Landscape Report, average Annual Percentage Rates for several credit card segments are at their highest point since 2010. This includes cards for people with good credit at 20.93%. You may have an inflated credit card rate.

Good news is at Chabot FCU we’re far better than average. With our always low-rate Visa® Platinum Credit Card, you also earn points for travel, cash back and more. Make the Chabot FCU Visa® Platinum your top-


International Credit Union Week!

Join us as we celebrate International Credit Union Week, October 14–18. We will have amazing prizes and giveaways both in-branch and on the campuses of Chabot College and Las Positas College. Follow us on Facebook for all the latest happenings.


Inspire. Grow. Network. Empower.

For young professionals who seek to connect, lead, serve and actively shape the future of our community, Chabot FCU has openings for two Associate Directors. If you are selected, you will work with the Board of Directors to significantly increase the credit union’s impact on Chabot and Las Positas College.

This is an enriching, engaging and inspiring experience as you will develop a deeper understanding of what makes our credit union and community exceptional, plus the challenges we face. For more information and to apply, visit ChabotFCU.com.


4 Hacks to Raise Your Credit Score

Ah, your credit score. It can be a love-hate relationship sometimes. If you’re looking for ways to increase your score, check out our latest blog post at ChabotFCU.com/4-hacks-to-raise-your-credit-score.


Did you KNOW…

KNOW… One in four community college students in the nation attend a California community college. Today, there are 2.1 million students at 115 colleges in California, making it the largest system of higher education in the country. The number of courses continues to grow, with more than 384,377 sections. Colleges like Chabot College and Las Positas College are providing in-demand education to help fuel the workforce.