Rates

Loan Term APR*
Cars & Trucks (New & Used) 3 Years 2.49%
Cars & Trucks (New & Used) 4 Years 2.99%
Cars & Trucks (New & Used) 5 Years 3.49%
Cars & Trucks (New & Used) 6 Years 3.99%
Cars & Trucks (New & Used) Loans over $25,000 7 Years 4.49%

 

Program Maximum Amount APR* Estimated Payment Per $100
VISA PLATINUM Credit Limit $20,000 9.90% 3% of balance
VISA GOLD Credit Limit $10,000 11.90% 3% of balance
VISA CLASSIC Credit Limit $5,000 14.40% 3% of balance
Product Term APR*
First Mortgage – Owner Occupied 30 Years 4.75%
First Mortgage – Owner Occupied 15 Years 4.40%
First Mortgage – Non-wner Occupied 12 Years 5.90%
Second Mortgage – Owner Occupied 20 Years 6.40%
Second Mortgage – Owner Occupied 15 Years 6.05%
Second Mortgage – Non-wner Occupied 12 Years 8.15%
Home Equity – Primary Residence Only 15 Years 4.50%
Program Term Rate APR*
Shares on Deposit 5 Years 2% above Share Rate 2% above Share Rate
Signature (Up to $5,000) 3 Years 9.90% 9.90%
Signature (Up to $10,000) 5 Years 11.90% 11.90%
Signature (Up to $20,000) 7 Years 12.90% 12.90%
Computer (Up to $3,000) 3 Years 12.00% 12.00%
Motorcycle (New) 5 Years 5.50% 5.50%
Motorcycle (Used) 5 Years 6.00% 6.00%
Other Vehicles (New/Used) Boats, Campers, Trailers, Motor Homes 5 Years
10 Years
6.00%
6.50%
6.00%
6.50%
Mobile Home Title 15 Years 8.25% 8.25%
Boat (used as a primary residence) 10 Years 7.75% 7.75%

Savings Accounts


Share & IRA

Savings Minimum Balance APR* APY**
$100 – 999.99 $100.00 0.10% 0.10%
$1,000 – 2,499.99 $1,000.00 0.20% 0.20%
$2,500 – 4,999.99 $2,500.00 0.35% 0.35%
$5,000 – UP $5,000.00 0.40% 0.40%
IRA Shares $100.00 0.45% 0.45%
Money Market Accounts $10,000.00 0.50% 0.50%
Share Drafts $100.00 0.05% 0.05%

Certificates

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Term Minimum Balance Dividend/Interest Rate APY**
9 Months $5,000.00 0.70% 0.70%
12 Months $5,000.00 0.80% 0.80%
18 Months $5,000.00 0.80% 0.80%
24 Months $5,000.00 1.05% 1.06%
36 Months $5,000.00 1.20% 1.21%
48 Months $5,000.00 1.25% 1.26%
60 Months $5,000.00 1.50% 1.51%