Chabot Individual Retirement Accounts (IRAs)

Whether you want to travel the world or spend your golden years at home with your family, it takes planning for a comfortable retirement. When you open, move or roll over your IRA with us, you’re putting your nest egg in a secure place where it will continue to grow tax-free.

Types Of IRAs:

Traditional

  • Contributions may be tax-deductible with potential tax-deferred earnings until you withdraw funds when you retire***

  • A good choice if you know you’ll be in a lower tax bracket in your retirement years

Roth

  • Your money may grow tax-free when you contribute after-tax money, with tax-free withdrawals at retirement when you meet certain conditions***

Rollover IRA

  • If you’re in a new job, simply roll your employer-sponsored 401(k) or 403(b) funds into this traditional IRA

Education IRA

  • Our Coverdell (Education) IRA can be used to pay for higher education, as well as qualified elementary, middle and high school expenses

***Consult with your tax advisor

Opening Deposit Requirement Available Terms Dividend Rate Monthly Service Fee
$5000 6 and 60 months Up to 1.26% NO
$25 No terms / IRA Savings Up to 0.45% NO

DISCOVER OPPORTUNITY

Become a

MEMBER

When you join Chabot FCU, we take away some of the anxiety that comes with retirement and help make your money grow tax-free.

Meet a

FUTURE

Our wide range of IRA terms will help you maximize your earning potential and achieve your retirement goals.

View

RATES

With terms ranging from 6 to 60 months, our IRAs can give you strong earning potential.