Chabot Individual Retirement Accounts (IRAs)
Whether you want to travel the world or spend your golden years at home with your family, it takes planning for a comfortable retirement. When you open, move or roll over your IRA with us, you’re putting your nest egg in a secure place where it will continue to grow tax-free.
Types Of IRAs:
Contributions may be tax-deductible with potential tax-deferred earnings until you withdraw funds when you retire***
A good choice if you know you’ll be in a lower tax bracket in your retirement years
Your money may grow tax-free when you contribute after-tax money, with tax-free withdrawals at retirement when you meet certain conditions***
If you’re in a new job, simply roll your employer-sponsored 401(k) or 403(b) funds into this traditional IRA
Our Coverdell (Education) IRA can be used to pay for higher education, as well as qualified elementary, middle and high school expenses
***Consult with your tax advisor
|Opening Deposit Requirement||Available Terms||Dividend Rate||Monthly Service Fee|
|$5000||6 and 60 months||Up to 1.26%||NO|
|$25||No terms / IRA Savings||Up to 0.45%||NO|
When you join Chabot FCU, we take away some of the anxiety that comes with retirement and help make your money grow tax-free.
Our wide range of IRA terms will help you maximize your earning potential and achieve your retirement goals.
With terms ranging from 6 to 60 months, our IRAs can give you strong earning potential.