Handling the Cost of Education: 2 Sides to Every Coin


On average, college students who physically attend college will leave their school $18,000 in the hole. That’s a $5,000 jump compared to the generation before, who averaged $13,000 of student loan debt after graduating in 2004. While this number is troubling, it’s just the tip of […]

High Credit Card APRs


Actor Hill Harper said it perfectly: “Credit card interest payments are the dumbest money of all.”

This year wasn’t kind to credit cardholders’ wallets. In 2019, cardholders paid an average of 17% Annual Percentage Rate (APR) […]

Make Your Money Work for You


Every day you hustle. Nose to the grindstone getting through the workday. You’re working hard for your money, but have you ever stopped to think how your money can work for you?

Making your money work for you goes beyond an emergency fund […]

4 Hacks to Raise Your Credit Score


Your credit score. Chances are you either love it or hate it. It’s either the greatest thing in the world or a total hindrance. 

Or, maybe you don’t really know enough about your credit score for it to make an impact on your life. […]

We can’t avoid unexpected expenses. Life happens.


Question is, how prepared are you to deal with life’s unexpected curveballs?

There’s no way to predict when life will happen. One minute you’re looking at a little extra money in the budget and feeling good about the small surplus. The next minute your new puppy swallows part of a chew toy, and you’re off to the vet. There goes your small […]

Reverse Mortgages


Reverse mortgages. Depending on your circumstances, choosing between a reverse mortgage or another option can be easy or difficult. Most of us have heard about reverse mortgages, but few know how they work.

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Remote Deposit Capture Has Arrived!


Do you make a number of trips to the credit union? Perhaps you hold on to checks for far too long because you never seem to make it to the branch.

With Remote Deposit Capture, you can deposit checks quickly and securely right from your smartphone or mobile device. It's as simple as logging […]

Stay Alert and on Top of your Accounts!


With the latest news regarding breaches for a major credit card company, we wanted to give some best practices on keeping your account(s) from falling prey.

  • If you’re being alerted of suspicious activity via text message, you’ll never have to respond via a link. Legitimate organizations will include […]

Back to School Shopping


It’s that time of year again!

Summertime is winding down. Teachers are prepping to return to their classrooms and start decorating. School supply lists are starting to surface. A new school year is right around the corner.

 A new school year means […]

Building Blocks to Help Millennials Create a Financially Sound Future


The Great Recession created a perfect storm for millennials. 

It was the worst financial crisis the United States had seen since the Great Depression, and it left millennials playing catch-up with their finances in the hopes of someday being able to retire. But even as they fight to break to even, millennials continue […]

How Much Does It Take to Be “Rich”?


The results of a recent YouGov survey show that most Americans think you need to make $100,000 per year to be considered “rich.” Assuming you weren’t one of the people interviewed for that survey, does $100,000 a year sound like wealth to you? What if someone makes less than six figures per year? Can they still be […]

5 Ways to Travel on a Budget This Summer


Isn’t it funny how you look forward to summer all year long, yet somehow it still seems to show up earlier than you expected? Between work obligations, family responsibilities, and the valiant attempt to maintain some semblance of a social life, most of our schedules are so full that time flies whether we’re having […]

5 Ways to Get a Great Car for Less


Premium styling. Flawless paint. Glistening tires. That unmistakable new car smell. Everything about a new vehicle practically begs you to buy it. When you close your eyes and think about driving your brand-new set of wheels off the lot, it quickens your pulse a little, doesn’t it? Shopping for your next vehicle […]

10 Tips for Selling Your House Fast—and for Top Dollar!


When you’re trying to sell your house, you want to do it as quickly as possible. But did you realize you only have six seconds? Your house may be on the market longer than that, but that’s not what we’re talking about. Homebuyers generally make their purchase decisions based on first impressions, […]

Credit Card Regret: It’s More Common than you Think


“Regrets, I’ve had a few. But then again, too few to mention.” — Frank Sinatra

If you’re the kind of person who prefers to play it safe, there’s a good chance that, like Ol’ Blue Eyes, your list of regrets is mercifully short. But if you’re the adventurous type who’s more likely to yell “YOLO!” than take the time to consider pros and cons, you may have made more unfortunate decisions than you care to admit. Either Way, […]

Getting Started with Retirement Savings


It can be easy to have an idealistic and positive view on your retirement. Whether you envision yourself laying on the beach on a permanent vacation, or you just want to enjoy your golden years with your loved ones, the notion of retiring and not having to work again is idyllic and exciting. However, retirement […]

Budgeting for Your Dream Vacation


Prior Proper Planning When planning out your dream vacation, start with a targeted vacation price point. From there, research your destination to estimate your trip’s cost, and work with your travel partner to decide on a realistic number on paper. Next, coordinate a savings timeline to reach your goal. For example, saving $100 dollars a […]